Merchant Processing Company Welcomes High Risk Accounts

Florida-based merchant processing company, Commersense, is welcoming high risk accounts to its client base.

"We are taking the steps to ensure that all merchants operating within the laws of this country are able to process credit cards and electronic transactions. Unfortunately, with the state of the economy, many merchant providers are taking a very conservative approach to underwriting high risk merchant account. Some merchants are being considered high risk, despite the fact that they have done nothing wrong," states Christopher Kille, President of Commersense.

As many providers back away from higher risk accounts, Commersense is welcoming them to their network of financial institutions across the United States.  Founded in 2006, Commersense is a full service business solutions provider offering merchant processing services, credit card equipment sales and leasing, merchant cash advances, payroll and employee benefits and more.

Commersense assists high risk accounts in finding the best rates for processing payment transactions and offers efficient solutions for credit and debit transactions, online transactions, check processing, payroll services and mobile-based transactions.

Kille added, "An account can be deemed as high risk simply because of the industry it is in. It's rewarding to know that we can help people live out their dreams of owning and operating a business, regardless of what industry they are doing business in.  We have programs in place that protect our financial institutions and allow these merchants to conduct normal business without being limited by unnecessary restrictions and limitations."

Commersense serves a number of small businesses within the United States, and is capable of serving international clients. The company specializes in providing services that protect the client against account closure. Accounts placed within the past few months have included clients within the following industries: debt collection, travel and timeshare resale, online pharmaceuticals, nutraceuticals, and credit repair. Commersense provides custom priced solutions based on the clients' merchant needs.

A commuter scans a debit card at the gas station

A commuter scans a debit card at the gas station. A day trader makes or loses a fortune in the blink of an eye. A collector buys a priceless work of art at an online auction. Billions of electronic transactions take place every day, in every corner of the world. The payment professionals that make this financial wizardry possible will convene in San Diego, California from May 10-12, for the annual meeting and expo of the ETA (Electronic Transactions Association). Industry leader Instabill, Inc. will be exhibiting, offering solutions to sales agents who work with high risk, offshore, or international merchants.

“Sales agents should not be losing money because they can’t get their high risk merchants approved,” says Instabill founder and CEO Jason Field. Instabill provides an online payment gateway and merchant account services to businesses that may be difficult to serve, due to either a high risk profile or unique needs that can’t be met by domestic banks. “If you’ve ever had a customer that’s made you think, ‘I just can’t help this merchant,’” says Mr. Field, “Instabill may well facilitate the best payment solution.” Instabill works with merchants to find creative solutions to problems ranging from multi-currency transactions to offshore bank processing.

This is the 3rd year that Instabill will be joining the ETA expo. Attendees can find out more by visiting Instabill’s multimedia presentation at Booth 109 in the exhibition hall at the event.