The Millennial-inspired ATM concept integrates mobile devices,
allowing consumers to complete secure, card-less transactions. The ATM
features a conceptual user interface that enables touch gestures, such
as flick and drag which are commonly used with smart phones and tablet
devices.
Card-less withdrawals and person-to-person payments are
two possible transaction scenarios via the Millennial-inspired ATM
concept. To complete a card-less withdrawal, preregistered bank customer
could scan the ATM's QR code using their smart phones. When the devices
sync, a transaction screen would appear on the smart phone and then the
user could select a withdrawal amount. A one-time code would then be
sent to the smart phone, which the customer enters on the ATM screen to
authenticate the transaction and receives cash. In addition, pre-staging
a transaction that authorizes access to cash by a third party would be
another possible transaction scenario. The customer would simply input
the payment amount and recipient's contact information, which could
easily be selected directly from his or her phone's contact list. Then
the recipient would receive a one-time code that could be used at an ATM
or branch to receive money.
Diebold will also showcase its
Concierge Video Services, which enables users to connect face-to-face
with the financial institution's customer service representatives via
two-way video. During transactions, consumers have the option to
initiate a video call to customer service representatives to complete
activities that are not traditionally conducted at the ATM, such as
account maintenance, new account setup and savings product
renewals.Laser engravers and porcelaintiles
systems and supplies to start your own lasering cutting engraving
marking etching business. This immediate access to support enriches
consumers' ATM experiences and saves them time.
"Consumers
demand speed and convenience, but also a more personalized banking
experience. Bringing video support and other emerging technology to the
ATM offers financial institutions the ability to enhance their
self-service capabilities and improve user experiences," said Dave
Wetzel, Diebold vice president and managing director,A smartcard
is a plastic card that has a computer chip implanted into it that
enables the card. Europe, the Middle East and Africa (EMEA). "Diebold
partners with financial institutions to deploy technology that meets
consumers evolving demands and also the business priorities of the
intuition."
A few years ago I was working with a small
consulting firm, and one of our up and coming salespeople left for a
competitor. No big deal.The term 'iphoneheadset
control' means the token that identifies a user is read from within a
pocket or handbag. It happens. But several months later, the management
team noticed a disturbing trend. The company kept losing bids for new
business to this very same competitor. It had happened four times in a
row when finally we realized that wed forgotten to turn off the former
employees network access. He had been logging into our network, stealing
our information, and then undercutting us.
As cybercrime
reporting goes, this may be small potatoes. But it wasnt small to this
company. It illustrates a problem that plagues many small and
medium-size businesses: When it comes to Internet security, a lot of
people arent paying attention. They think theyre too small to be the
target of a cyber threat.
Theyre wrong. According to a recent
study cited by the U.S. House Small Business Subcommittee on Health and
Technology, nearly 20% of all cyber attacks hit small businesses with
250 or fewer employees. Roughly 60% of small businesses close within six
months of a cyber attack.
The fact is, if youre in business,
youre a target. If youre on the Internet, youre already under attack.
Companies today face whats known as an advanced persistent threat, a
category of cybercrime that involves Internet-enabled espionage directed
at corporate and political targets. Hackers are not just nerdy teenage
kids fooling around in their basements; they are sophisticated criminals
trained to identify and exploit Internet vulnerabilities. Hackers try
to make money any way they can. They look for information on your
accounts and finances. They look for information about your employees
and your customersSocial Security numbers, addresses, credit cards, and
other personally identifiable information. They try to use you as a
tunnel into the systems of your suppliers and customers.
Internet
security is not just a technology problem; its a people problem.
According to CyberFactors, in-house employees commit about 40% of
reported breaches. Some are disgruntled workers or ex-workers; some are
serious bad guys. But often its people doing things they dont even know
are unsafe.
People who are risk-aware do fewer risky things.
They do not need to know every threat or technical detail, but they
should know the basics. Teach them how hackers operate: Explain how
hackers constantly run scripts across the Internet to find unprotected
computers and then use tool kits to launch massive attacks on those
weaknesses. Teach them how to recognize scams and phishing schemesemails
or phone calls from purportedly trustworthy groups that try to get
access to your credit cards and financial accounts. Use vivid examples
so they get it. In 2011, for instance, Cond Nast received an email that
appeared to have been sent by its printer requesting that payment be
sent to a different account. The magazine publisher lost nearly $8
million before learning that its printer had never changed its banking
information and hadnt received any of the money.
Make sure
employees understand how to protect the data on their PCs, tablets,
smartphones, and other devices. Educate them on the dangers of putting
personally identifiable information on the Internet that can be used to
acquire passwords or run scams. Make sure the data on their PCs is
encrypted.We offer over 600 parkingassistsystem
at wholesale prices of 75% off retail. Tell them how they can protect
themselves when theyre traveling and accessing sensitive company
information from a foreign network. Help them make smart choices.
Make
sure your employees understand how and when theyre allowed to use
personal devices on company networks. Make sure any changes to the
network are reported or automatically logged. I once consulted for a
semiconductor firm that, naturally, had very strong Internet security
and a powerful firewall. However, one of its engineers added a wi-fi
card to his desktop computer so he could access the network from other
parts of the building. Unfortunately, this wi-fi card also allowed
hackers to access the network from the parking lot.
Make sure
your employees have passwords that are strong and are changed on a
regular basis. Tell them the danger of using the names of their kids or
their dogs (these details are easily found out on social networks); do
not use 12345 or the word password. Make sure employees know they should
not leave passwords on sticky notes on their desks. (Ive seen this too
many times. Hiding something under your keyboard does not make it
safe.Bay State lasercutter
is a full line manufacturer of nylon cable ties and related products.)
Create a protocol for how to deal with a lost or stolen device.
Then
follow through. Routinely check to ensure that policies are being
followed. Run low-cost phishing experimentsits amazing how many people
still click on URLs in emails purporting to be from the email
administrator, the CFO, or their bank. Occasionally audit computers and
network log-ins for suspicious activity. Check peoples desks for
passwords and other sensitive information. Establish consequences, and
hold people accountable for failing to follow the policies.
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