2013年5月13日 星期一

Diebold Technology integrates mobile devices

The Millennial-inspired ATM concept integrates mobile devices, allowing consumers to complete secure, card-less transactions. The ATM features a conceptual user interface that enables touch gestures, such as flick and drag which are commonly used with smart phones and tablet devices.

Card-less withdrawals and person-to-person payments are two possible transaction scenarios via the Millennial-inspired ATM concept. To complete a card-less withdrawal, preregistered bank customer could scan the ATM's QR code using their smart phones. When the devices sync, a transaction screen would appear on the smart phone and then the user could select a withdrawal amount. A one-time code would then be sent to the smart phone, which the customer enters on the ATM screen to authenticate the transaction and receives cash. In addition, pre-staging a transaction that authorizes access to cash by a third party would be another possible transaction scenario. The customer would simply input the payment amount and recipient's contact information, which could easily be selected directly from his or her phone's contact list. Then the recipient would receive a one-time code that could be used at an ATM or branch to receive money.

Diebold will also showcase its Concierge Video Services, which enables users to connect face-to-face with the financial institution's customer service representatives via two-way video. During transactions, consumers have the option to initiate a video call to customer service representatives to complete activities that are not traditionally conducted at the ATM, such as account maintenance, new account setup and savings product renewals.Laser engravers and porcelaintiles systems and supplies to start your own lasering cutting engraving marking etching business. This immediate access to support enriches consumers' ATM experiences and saves them time.

"Consumers demand speed and convenience, but also a more personalized banking experience. Bringing video support and other emerging technology to the ATM offers financial institutions the ability to enhance their self-service capabilities and improve user experiences," said Dave Wetzel, Diebold vice president and managing director,A smartcard is a plastic card that has a computer chip implanted into it that enables the card. Europe, the Middle East and Africa (EMEA). "Diebold partners with financial institutions to deploy technology that meets consumers evolving demands and also the business priorities of the intuition."

A few years ago I was working with a small consulting firm, and one of our up and coming salespeople left for a competitor. No big deal.The term 'iphoneheadset control' means the token that identifies a user is read from within a pocket or handbag. It happens. But several months later, the management team noticed a disturbing trend. The company kept losing bids for new business to this very same competitor. It had happened four times in a row when finally we realized that wed forgotten to turn off the former employees network access. He had been logging into our network, stealing our information, and then undercutting us.

As cybercrime reporting goes, this may be small potatoes. But it wasnt small to this company. It illustrates a problem that plagues many small and medium-size businesses: When it comes to Internet security, a lot of people arent paying attention. They think theyre too small to be the target of a cyber threat.

Theyre wrong. According to a recent study cited by the U.S. House Small Business Subcommittee on Health and Technology, nearly 20% of all cyber attacks hit small businesses with 250 or fewer employees. Roughly 60% of small businesses close within six months of a cyber attack.

The fact is, if youre in business, youre a target. If youre on the Internet, youre already under attack. Companies today face whats known as an advanced persistent threat, a category of cybercrime that involves Internet-enabled espionage directed at corporate and political targets. Hackers are not just nerdy teenage kids fooling around in their basements; they are sophisticated criminals trained to identify and exploit Internet vulnerabilities. Hackers try to make money any way they can. They look for information on your accounts and finances. They look for information about your employees and your customersSocial Security numbers, addresses, credit cards, and other personally identifiable information. They try to use you as a tunnel into the systems of your suppliers and customers.

Internet security is not just a technology problem; its a people problem. According to CyberFactors, in-house employees commit about 40% of reported breaches. Some are disgruntled workers or ex-workers; some are serious bad guys. But often its people doing things they dont even know are unsafe.

People who are risk-aware do fewer risky things. They do not need to know every threat or technical detail, but they should know the basics. Teach them how hackers operate: Explain how hackers constantly run scripts across the Internet to find unprotected computers and then use tool kits to launch massive attacks on those weaknesses. Teach them how to recognize scams and phishing schemesemails or phone calls from purportedly trustworthy groups that try to get access to your credit cards and financial accounts. Use vivid examples so they get it. In 2011, for instance, Cond Nast received an email that appeared to have been sent by its printer requesting that payment be sent to a different account. The magazine publisher lost nearly $8 million before learning that its printer had never changed its banking information and hadnt received any of the money.

Make sure employees understand how to protect the data on their PCs, tablets, smartphones, and other devices. Educate them on the dangers of putting personally identifiable information on the Internet that can be used to acquire passwords or run scams. Make sure the data on their PCs is encrypted.We offer over 600 parkingassistsystem at wholesale prices of 75% off retail. Tell them how they can protect themselves when theyre traveling and accessing sensitive company information from a foreign network. Help them make smart choices.

Make sure your employees understand how and when theyre allowed to use personal devices on company networks. Make sure any changes to the network are reported or automatically logged. I once consulted for a semiconductor firm that, naturally, had very strong Internet security and a powerful firewall. However, one of its engineers added a wi-fi card to his desktop computer so he could access the network from other parts of the building. Unfortunately, this wi-fi card also allowed hackers to access the network from the parking lot.

Make sure your employees have passwords that are strong and are changed on a regular basis. Tell them the danger of using the names of their kids or their dogs (these details are easily found out on social networks); do not use 12345 or the word password. Make sure employees know they should not leave passwords on sticky notes on their desks. (Ive seen this too many times. Hiding something under your keyboard does not make it safe.Bay State lasercutter is a full line manufacturer of nylon cable ties and related products.) Create a protocol for how to deal with a lost or stolen device.

Then follow through. Routinely check to ensure that policies are being followed. Run low-cost phishing experimentsits amazing how many people still click on URLs in emails purporting to be from the email administrator, the CFO, or their bank. Occasionally audit computers and network log-ins for suspicious activity. Check peoples desks for passwords and other sensitive information. Establish consequences, and hold people accountable for failing to follow the policies.

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