For years, you filed your tax return, waited a few weeks, then got a check in the mail. If you're expecting a return on state income taxes in Oklahoma, there will be something different showing up in your mail box.
"Oklahoma has issued a new debit card. It's for people who do no have a banking account," explained tax professional Jamie Burkhart.
If you do have a bank account, the money will be deposited directly into your account, but Oklahoma hopes the option of a debit card will take care of everyone.
"They're feeling that this is more convenient for the taxpayers. They don't have to worry about issuing checks, checks getting lost, and you can replace your debit card for four dollars," said Burkhart.
Jamie Burkhart prepares taxes at Liberty Tax Services in Ardmore. She has already seen the plastic option gain popularity.
"There are a lot of people who don't have or choose not to have a debit card. Students, stuff like that, it's easier to just take a debit card with them, that way they don't have to worry about mom and dad cashing their check for them," Burkhart said.
For added convenience, multiple cards can be issued for one return.
"Each individual gets a card, so if they choose to do married filing jointly and they have that deduction, they both will get a card," Burkhart explained.
Unlike check cashing services that charge extra for putting money on a prepaid debit card, there is no initial cost for choosing plastic. Of course, like all cards, there can be extra charges.
"It's just like a check, but they issue it on a card. The only charge is the standard merchant charge for using a debit or master card, which is usually around a dollar fifty," said Burkhart.
The State of Oklahoma is hoping the new program cuts down on waste as well as hassle.
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